How To Buy A Home
Contact a lender to have a loan officer to pull your credit.
a. Be prepared to provide income and expenses.
b. You will have to give your social security number and date of birth.
c. You will also provide employment information.
d. The higher your score the better interest rate you will qualify for.
A. Your income will help you to understand your tolerance for the mortgage
B. Your savings will help you to understand how much you have towards a down
a. Expect a minimum of 3% down.
b. Ask your agent about down payment assistance programs.
c. If you are a veteran, you will need your Certificate of Eligibility.
C. Your savings will also help you to understand how much you have towards the
a. Appraisal, Attorney, Inspections, Title insurance, Transfer taxes, and other
The agent must align with your personal goals.
Your satisfaction must be at the top of the priority list for the agent.
A. Create a laundry list of needs and wants for your purchase.
B. Your agent will provide you with a list of homes that meet your search criteria.
C. You and your agent will schedule a time to start looking at homes.
A. Once under contract, you will ensure that a home inspection is conducted.
B. Your agent will ensure that all due diligence is completed.
Congratulations, give your self a pat on the back you just finished one of the best decisions of your life.